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Title: Investing/News and Media/Magazines and E-zines - The Money Alert Featuring financial articles, investment commentary, and retirement advice.
Money_Investments Online business and investment news. [more]

MoneySense Canadian magazine with a focus on managing personal finances. [more]

MoneyWeek_Magazine Financial digest covering UK and international investing, and personal finance. [more]

Money-Zine_com Publication features financial planning, career development and investing information. [more]

OECD_-_Finance_and_Investment Features investment publications from OECD. Most of the publications focus on the functioning of domestic and international investment markets. [more]

Offshore_Investment Professional journal for international wealth managers including lawyers, accountants, bankers and investors. Each issue contains feature articles and important jurisdiction updates for the offshore f [more]


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The Money Alert Welcome! Over the years, I've worked with a number of individuals just like you to establish very specific financial goals for the attainment and protection of wealth. You'll find that my column reflects that experience, allowing me to cover the issues that matter most, leaving the ambiguity behind. Unlike many sensational financial columnists, my firsthand experience allows me to cover meaningful topics, in a practical manner.I hope you find the many tools and articles on this site informative.Regards,Robert ValentineThe Money Alert Your Personal Finance & Retirement Planning Information Source Robert Valentine, Ca. Insurance License# 0C23496, is a Registered Investment Advisor Representative with Financial and Retirement Management, a Registered Investment Advisor and a registered representative with Securities America, Inc., a Registered Broker Dealer. Securities offered through Securities America, Inc., Member NASD/SIPC. Financial and Retirement Management and Securities America are not affiliated. This site has been published for residents of AZ, CA, FL, IL, MI, MO, and TX. All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. Financial and Retirement Management does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to this web site or incorporated herein, and takes no responsibility. All such information is provided solely for convenience purposes only.  Financial and Retirement Management and Securities America do not endorse, control, or receive compensation from any of the third party advertisers within this website. Neither Financial and Retirement Management or Securities America are affiliated with any of the firms or entities listed unless specifically stated. Market Commentary                                                         For the week of December 1, 2008The MarketWall Street continued its rally on Friday, with the Dow and S&P marking their largest five-day percentage gains since 1932 and 1933, respectively. The rally, which began Nov. 21, has seen the Dow rise 16.9 percent, the S&P 19.1 percent and the NASDAQ 16.7 percent. The announcement of President-elect Obama’s economic team, the government assistance to Citigroup and the Federal Reserve decision to purchase large amounts of mortgage-backed securities helped boost the market. For the week, the Dow ended up 9.82 percent to 8,829.04, the S&P rose 12.09 percent to close the week at 896.24 and the NASDAQ gained 10.92 percent to finish the week at 1,384.35.Read More...                                                                    3rd Quarter Commentary ___________________________________________________________ Newsletter Markets DOW NASDAQ S&P 500 Popular Articles Business News Resources1 2 3 4 5 Site Map _uacct = "UA-1608511-1";urchinTracker(); Copyright © 2008 The Money Alert.com. All rights reserved.                         Term Life Insurance Basics                                      A close look at this popular low cost life insurance product.We've all seen the TV commercials—term life insurance for just a few dollars a month. While these advertisements may be based on very favorable situations, the general premise is true. Term life insurance is the simplest and most inexpensive form of life insurance. And it can provide the peace of mind that comes from protecting your family at a very low cost. Even with its plain vanilla image it's important to understand some of the basics before purchasing.Term life insurance provides the largest immediate death benefit for the minimum premium dollar. When compared to traditional whole life policies, term life insurance is substantially cheaper. Its reasonable rates allow for the purchase of much larger coverage than can be afforded from permanent life insurance. Term insurance covers you for a specified period of time, usually 5, 10, 20, or 30 year periods. As the name implies, term insurance is temporary, for a set period of time. Unlike universal or whole life insurance it does not accumulate cash value.                                                       Read More...-----------------------------------------------------------------------------------------------                          Estate Planning: Avoiding Probate                                       Probate can be costly and time consuming. We’ll show                                       you a few potential ways to save.When Elvis Presley died, his estate was worth over $10 million dollars1. Then it went through probate.After appraisal costs, legal fees, executor’s fees, and estate taxes, “The King’s” estate was left with only $3 million2.  Because of improper estate planning, a whopping 73% of Elvis’ estate was wiped out. So what did all that money pay for? And how can you avoid some of the same mistakes? Let’s find out.Probate is the (usually lengthy) process of proving if a will is valid, clearing your estate of any debt, and making sure that no one challenges it. All of this takes place in court, which adds to the costliness. Will or no will, an estate must go through probate.                                                       Read More...-----------------------------------------------------------------------------------------------                               Avoiding Foreclosure                                              If you need foreclosure help, taking an active role                                              early plays a major role in avoiding foreclosure. We’ll                                              show you a few potential ways to stop foreclosure                                              before it's too late.Homeowners who have trouble making mortgage payments in a timely matter may be subject to seizure and the loss of title of their home. For these often well-intentioned individuals, unforeseen circumstances such as job insecurity or medical issues have them facing the unfathomable—home foreclosure. Regardless of the circumstances, it should and can often be avoided, with a little effort.If you're unable to make your mortgage payment, it's absolutely critical that you call your lender now, in order to stop foreclosure. Ignoring the bills will only make matters worse, increasing the likelihood that you'll lose your home for sure. Borrowers who seek foreclosure help early are much more likely to work out a solution, no matter how dire their situation. Mortgage companies want to avoid foreclosure as much as you; they're much more interested in the money they make off your interest, rather than the money they'll lose on your home foreclosure. Based on your situation, your lender may be able to provide the foreclosure help that you need.                                                           Read More...-----------------------------------------------------------------------------------------------                            Is an Immediate Annuity Right for You?                                          An income stream that you'll never outlive sounds                                          pretty attractive.  We'll see if they're right for you.Americans are living longer than ever.  The idea of living a longer, healthier life appeals to all of us, but for many of us, the tradeoff is outliving our retirement savings.  The crippling costs of healthcare and the constant rise of inflation continue to compound this financial predicament. A single premium immediate annuity (SPIA) may help with this dilemma, providing you with an income stream that you will never outlive.  We'll take a look at the pros and the cons.Here's how they workWhile many annuities are designed to build value for retirement, immediate annuities are designed to provide income immediately in retirement. A fixed immediate annuity is a contract between you and the insurance company.  They are usually purchased with large lump sums of money by conservative investors in order to pay for expenses over a long period of time.  In exchange for this lump sum premium the insurance company pays you a monthly income for as long as you live.                                                          Read More...-----------------------------------------------------------------------------------------------                             The Great Turnaround                                            What the 1980 U.S.Men’s Olympic Hockey Team can                                            teach us about late-stage retirement planning.It was February of 1980, at Madison Square Gardens during the height of the Cold War. It was there, that the U.S. Men’s Olympic Hockey team took on what experts considered the world’s best hockey team at the time: The U.S.S.R.  It was an exhibition match meant to be a preview of the upcoming Olympics and the U.S. was trounced, 10-3.Fast forward ten days later and after being given no chance by critics and fans alike, the United States men’s team pulled one of the biggest sporting upsets of all time by defeating the U.S.S.R., 4-2.  That team would then go on to win the Olympic Gold Medal and their story would become known as the “Miracle on Ice.”  So how did they do it? How did they go from being given no chance to pulling off the inconceivable?Some say it was one of those perfect moments when miracles happen. Others point to something more solid: the preparation.  The Russians spent their practice days before the medal round sitting around, studying plays, and generally relaxing. In general, they didn’t really prepare.  The U.S. team practiced as hard as they ever had before.  The coach looked for weaknesses and planned a winning strategy.                                                          Read More... //More news >>Powered by Newsfeed Maker geovisit();setstats
 

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