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CareCredit (carecreditcom)

Posted on 4th February, 2012 by Joanma


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Founded in 1987, carecredit was initially offered to doctors to help their patients pay for new dental implant technology. Continued advancements in technology, and procedures that are often not covered or fully covered by insurance, have created new choices for care, increasing the demand for financing options. Carecredit is a healthcare credit card that can be used as a payment option for certain expenses not covered by insurance or to bridge payment when desired care exceeds insurance coverage. Carecredit is offered primarily for. Carecredit is a credit card with a revolving line of credit that can be used repeatedly for elective medical treatments for any family member, including pets. Carecredit is a simple way to consolidate and manage certain out-of-pocket healthcare expenses with two basic payment plans to meet an individual& ,s financial needs expand products. 14. 90% apr and fixed monthly payments required until paid in full** on purchases made with your carecredit credit card. Fixed monthly payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of 00 or more are eligible for a 24, 36 or 48 month offer and purchases of 00 or more are eligible for a 60 month offer. Not all promotional plans are available at all participating professionals. . We actively listen to cardholders through multiple channels, including our 7,000-member patient advisory board, regular surveys, customer service center located in tempe, arizona, and dedicated healthcare advocacy team of customer service professionals with in-depth knowledge of the healthcare industry. User input enables us to continually enhance our programs and processes, including implementing welcome calls for some cardholders, advance reminders of the promotional end date and other notifications, and providing a large-format card carrier. . Safeguarding cardholders with protective measures is a top priority. We monitor our provider network for any unusual dispute activity and shifts in usage or trends. Helpful consumer tools and detailed program information are available at www. Carecredit, including payment calculators, tips for using credit wisely, a provider locator, and other features. . A team of experienced practice managers, our in-house training team and online resource center give comprehensive training and ongoing support to our provider network. . Carecredit is the founding donor of the american dental association& ,s (ada) give kids a smile fund, which provides grants to community outreach programs to expand access to dental care for underserved children from low-income families. Carecredit also contributes to the starkey hearing foundation, which donates more than 20,000 hearing aids to low-income children around the world, and to the american animal hospital association (aaha) helping pets fund, supporting veterinary care for pets that have been abandoned or whose owners are experiencing financial hardship. Collapse charitable contributions. If you are a member of the media in need of information about carecredit, please contact us via the email address below and a communications professional will respond to your inquiry as soon as possible. Please include your story deadline and your schedule so we can provide the quickest response to your inquiry. Carecredit media relations, e-mail media. Relations@ge. Founded in 1987, carecredit was initially offered to doctors to help their patients pay for new dental implant technology. Continued advancements in technology, and procedures that are often not covered or fully covered by insurance, have created new choices for care, increasing the demand for financing options. . Tags, as close as possible to the opening tag. Creation date 04 21 2009 --. On purchases made with your carecredit credit card. Not all promotional plans are available at all participating professionals. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments required and may pay off purchase before end of promo period. Offer applies only to single-receipt qualifying purchases made on your carecredit credit card account. Not all promotional plans are available at all participating professionals. A minimum purchase amount may be required for promotional plans longer than 6 months. No interest will be assessed on the promotional purchase if you pay the promotional purchase amount in full within the promotional period which may be 6, 12, 18 or 24 months. If you do not, interest will be assessed on the promotional purchase from the purchase date. However, if account becomes 60 days past due, promotion may be terminated early, accrued interest will be billed, and regular account terms will apply. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts purchase apr is 26. 99%, minimum interest charge is . Subject to credit approval. . On purchases made with your carecredit credit card. Fixed monthly payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of 00 or more are eligible for a 24, 36 or 48 month offer and purchases of 00 or more are eligible for a 60 month offer. Not all promotional plans are available at all participating professionals. Offer applies only to single-receipt qualifying purchases made on your carecredit credit card account. Not all promotional plans are available at all participating professionals. Purchases of ,000 or more are eligible for a 24, 36 or 48 month offer and purchases of ,500 or more are eligible for a 60 month offer. Interest will be assessed on promo purchases from the purchase date at a reduced 14. 90% apr, and fixed monthly payments are required and will be calculated as follows on 24 month promotions 4. 8439% of initial promotional purchase amount, on 36 month promotions 3. 4616% of initial promotional purchase amount, on 48 month promotions 2. 7780% of initial purchase amount, and on 60 month promotions 2. 3737% of initial promotional purchase amount. However, if account becomes 60 days past due, promo may be terminated early and regular account terms will apply. The fixed monthly payment may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts purchase apr is 26. 99%, minimum interest charge is . Subject to credit approval. . Carecredit is a personal line of credit for healthcare treatments and procedures for your entire family, including your pets. It is a credit card but it has two advantages. It can only be used for healthcare services and you can get no interest if paid in full within the promotional period. Enrolled providers nationwide for services including lasik, veterinary, dentistry, cosmetic treatments, cosmetic surgery, hearing care and more. Once you have carecredit you can use it over and over. Save your consumer credit cards for household or unplanned expenses! Unlike your visa or mastercard, carecredit is exclusive for healthcare services and you can get no interest if paid in full within the promotional period* financing every time you use it. If you need more time to pay for your procedure, you can take advantage of our extended payment plans 14. 90% apr and fixed monthly payments required until paid in full** on purchases made with your carecredit credit card. Fixed monthly payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of 00 or more are eligible for a 24, 36 or 48 month offer and purchases of 00 or more are eligible for a 60 month offer. Not all promotional plans are available at all participating professionals. You can get a no interest if paid in full within the promotional period. Payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your carecredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments are required. . . In addition there are no up-front costs, no pre-payment penalties, and no annual fees. You can get a no interest if paid in full within the promotional period. Payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your carecredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments are required. . We know credibility is important to you. That why we like to let you know that carecredit is a part of ge capital which means you can rest assured that you re getting the most credible and trusted financial partner available. For over 20 years, we ve helped over seven million cardholders get the procedures they want and need. . Carecredit offers a full range of payment plans. Our 6, 12, 18, and 24 month no interest if paid in full within the promotional period. Payment plans feature monthly payments as low as 3. 75% of the balance and let you pay within the specified time without incurring interest charges. Simply make your minimum monthly payment and pay off your entire balance during the agreed upon time period, and you ll pay no interest if paid in full within the promotional period. . Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments are required. For patients clients with higher treatment fees who would prefer more time to pay with lower monthly payments, carecredit offers extended payment plans 14. 90% apr and fixed monthly payments required until paid in full** on purchases made with your carecredit credit card. Fixed monthly payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of 00 or more are eligible for a 24, 36 or 48 month offer and purchases of 00 or more are eligible for a 60 month offer. Not all promotional plans are available at all participating professionals. You must make at least the fixed minimum monthly payment on or before the due date each month to keep your account in good standing. If your payment is late or you pay less than the fixed minimum monthly payment, your account will be in default, and your promotional interest rate and term will end. You can always pay more than the minimum payment. For complete details please read the terms and conditions within the application. Not all practices offer every plan. To find out which plans are available in your provider& ,s practice, be sure to speak with the office manager or financial coordinator. . Enrolled providers and is the nation leading financing program. You can search by your doctor name, or if you don t have a doctor in mind, you can search for doctors in your area by using the zip code search option. . Payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your carecredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments are required. You will only pay the interest rate as listed on the application page if you do not meet the terms of the promotion. You will only pay this interest rate if you do not pay off your account in full during the agreed upon time period or you do not make the minimum payment on the account when due. For complete details please read the terms and conditions within the application. . No, during the no interest if paid in full within the promotional period plan, you will be required to make at least the minimum monthly payment on or before the due date shown on your monthly statement. If you do not make at least the minimum monthly payment, your account will be in default. If your account becomes 60 days past due, promotion may be terminated early, accrued interest will be billed, and regular account terms will apply. . No, finance charges (interest) are calculated on this purchase in the same way as a standard purchase (daily periodic rate multiplied by the daily balance). However, these finance charges are deferred (not added to your balance) for the length of the no interest if paid in full within the promotional period. Plan. Although they are not added during the term, the total amount of the finance charges will continue to increase until the balance is paid in full. If you pay the total balance (amount of the purchase) on or before the final due date of the no interest if paid in full within the promotional period. Term, provided by your carecredit provider, you will not be required to pay any of the finance charges. If you do not pay the total balance (amount of the purchase) on or before the final due date of the no interest if paid in full within the promotional period. Term, all finance charges that have been deferred (calculated, but not added) will be added to your account balance. You will be required to pay all of the finance charges from the original purchase date and purchase amount. . We ll then contact the referred healthcare practice to discuss the benefits of offering carecredit to their patients clients. . You can apply online or download and print the application and take it to your healthcare provider. The application is quick and easy, and after it submitted, you ll instantly learn if you re approved. . To begin your online application, all you have to do is choose from one of the three options search for your doctor by name, choose from a list of doctors in your area or simply tell us how you re planning to use carecredit, if you re not ready to choose your doctor yet. We will obtain and verify information that identifies you as a new account holder. We ll use your name, address, date of birth, social security, driver license, and other information for this purpose. Carecredit is part of ge capital and our secure online application is owned and operated by ge capital retail bank. We take great care to protect your information by using a 128-bit secure socket layer technology on our online application. . Plans for 6, 12, 18 or 24 months, each month you only need to pay the required minimum monthly payment and pay off the remaining balance within the promotional period to avoid interest and pay only the amount financed. Future minimum payments will vary based on amount and timing of payments, interest rate and other charges added to the account. If you need more time to pay for your procedure, you can take advantage of our extended payment plans 14. 90% apr and fixed monthly payments required until paid in full** on purchases made with your carecredit credit card. Fixed monthly payment amount based on repayment over 24, 36, 48 or 60 month period. Purchases of 00 or more are eligible for a 24, 36 or 48 month offer and purchases of 00 or more are eligible for a 60 month offer. Not all promotional plans are available at all participating professionals. These plans carry an interest rate that is more competitive than most bankcards and feature a fixed, monthly payment and a longer term. For complete details please read the terms and conditions within the application. Not all practices offer every plan. Contact your healthcare provider to find out which plans they offer. Be sure to speak with the office manager or financial coordinator. . You can complete your application without knowing who your doctor will be. All you have to do is specify the healthcare profession you& ,re interested in using carecredit for, and you can get started on your application. . Carecredit is part of ge capital. This carecredit website provides useful information about getting and using carecredit in a variety of healthcare service areas. We take great care to protect your information by using a 128-bit secure socket layer technology on our online application. The carecredit online application is owned and operated by ge capital retail bank. Once you re a carecredit cardholder, you ll also be able to access and manage your account at ge capital. You won t receive a billing statement from carecredit until a charge has been processed on your account. Once a charge has been processed, you will receive your first billing statement within 30 days. . Financing on my account. If i pay the minimum due, will that pay off my account with no finance charges?. , at any practice which accepts carecredit. As long as you have the available credit on your account, you can use your card for ongoing or new treatments and procedures, without reapplying. Yes. Visit www. Gogecapital and register with ge online services. When you manage your account online, you can. Unfortunately, payments are not accepted at the provider office. You can make your payments through. Customer service is the fastest way to get a lost, misplaced or stolen card replaced. Our reps will be able to help you at (866) 893-7864. . .

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Posted on 4th February, 2012 by Joamme

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